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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,191 | $75,183-53.2% | $123,894-71.6% | $55,167-36.2% |
| Participation rate | 64.5% | 72.8%-8.4pp | 81.4%-16.9pp | 69.0%-4.5pp |
| Annual return | 11.52% | 19.01%-7.5pp | 47.52%-36.0pp | 169.23%-157.7pp |
| Employer contribution / active EE | $2,641 | $2,823-6.5% | $4,617-42.8% | $1,963+34.6% |
| Participant deferral / active EE | $5,078 | $5,084-0.1% | $5,984-15.1% | $3,054+66.3% |
| Admin fee / account holder | $2,915 | $663+340.0% | $8,357-65.1% | $504+478.6% |