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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,401 | $162,136-88.7% | $152,301-87.9% | $154,746-88.1% |
| Participation rate | 95.2% | 84.1%+11.1pp | 82.4%+12.8pp | 80.7%+14.5pp |
| Annual return | 24.64% | 91.02%-66.4pp | 80.50%-55.9pp | 172.34%-147.7pp |
| Employer contribution / active EE | $1,669 | $4,890-65.9% | $4,624-63.9% | $4,379-61.9% |
| Participant deferral / active EE | $3,638 | $8,341-56.4% | $8,004-54.6% | $6,730-46.0% |
| Admin fee / account holder | $607 | $15,759-96.2% | $14,398-95.8% | $14,365-95.8% |