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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,136 | $115,814-80.0% | $101,275-77.2% | $158,982-85.4% |
| Participation rate | 81.8% | 79.4%+2.4pp | 75.8%+6.0pp | 82.0%-0.1pp |
| Annual return | 9.87% | 56.16%-46.3pp | 46.48%-36.6pp | 302.99%-293.1pp |
| Employer contribution / active EE | $2,129 | $4,176-49.0% | $3,660-41.8% | $4,763-55.3% |
| Participant deferral / active EE | $2,463 | $4,958-50.3% | $4,371-43.6% | $5,983-58.8% |
| Admin fee / account holder | $2,551 | $7,249-64.8% | $5,948-57.1% | $11,252-77.3% |