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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,877 | $165,399-89.2% | $149,745-88.1% | $158,982-88.8% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 160.76% | 348.34%-187.6pp | 276.72%-116.0pp | 302.99%-142.2pp |
| Employer contribution / active EE | $6,680 | $5,105+30.9% | $4,646+43.8% | $4,763+40.2% |
| Participant deferral / active EE | $5,347 | $7,183-25.6% | $6,843-21.9% | $5,983-10.6% |
| Admin fee / account holder | $5,778 | $10,811-46.6% | $9,312-37.9% | $11,252-48.6% |