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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,517 | $73,978-12.8% | $96,515-33.2% | $75,173-14.2% |
| Participation rate | 96.8% | 66.4%+30.3pp | 74.3%+22.4pp | 67.2%+29.6pp |
| Annual return | 18.75% | 26.72%-8.0pp | 35.73%-17.0pp | 160.72%-142.0pp |
| Employer contribution / active EE | $10,125 | $2,931+245.5% | $3,740+170.8% | $2,671+279.1% |
| Participant deferral / active EE | $6,289 | $3,660+71.8% | $4,880+28.9% | $4,126+52.4% |
| Admin fee / account holder | $2,465 | $5,219-52.8% | $6,735-63.4% | $5,651-56.4% |