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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,366 | $88,672+33.5% | $105,223+12.5% | $82,448+43.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 17.64% | 30.86%-13.2pp | 180.65%-163.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $11,151 | $3,048+265.8% | $3,689+202.3% | $2,551+337.1% |
| Participant deferral / active EE | $8,871 | $4,036+119.8% | $5,072+74.9% | $4,139+114.3% |
| Admin fee / account holder | $3,885 | $7,146-45.6% | $8,859-56.1% | $7,234-46.3% |