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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,120 | $167,353+80.5% | $143,797+110.1% | $134,545+124.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.31% | 0.48%-14.8pp | -0.04%-14.3pp | 418.37%-432.7pp |
| Employer contribution / active EE | $11,217 | $5,620+99.6% | $4,952+126.5% | $4,742+136.6% |
| Participant deferral / active EE | $8,132 | $6,447+26.1% | $5,638+44.2% | $6,401+27.0% |
| Admin fee / account holder | $5,177 | $18,096-71.4% | $14,679-64.7% | $11,431-54.7% |