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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,859 | $181,896-93.5% | $156,551-92.4% | $273,972-95.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 62.71% | 30.74%+32.0pp | 32.23%+30.5pp | 41.46%+21.3pp |
| Employer contribution / active EE | $16,419 | $6,248+162.8% | $5,501+198.5% | $4,869+237.2% |
| Participant deferral / active EE | $10,579 | $5,550+90.6% | $4,871+117.2% | $5,287+100.1% |
| Admin fee / account holder | $554 | $15,560-96.4% | $13,028-95.7% | $10,133-94.5% |