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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,415 | $138,102-22.9% | $125,381-15.1% | $134,532-20.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.18% | 750.73%-762.9pp | 572.31%-584.5pp | 418.27%-430.5pp |
| Employer contribution / active EE | $31,002 | $5,245+491.0% | $4,815+543.8% | $4,741+553.9% |
| Participant deferral / active EE | $18,000 | $7,801+130.8% | $7,448+141.7% | $6,401+181.2% |
| Admin fee / account holder | $2,498 | $11,568-78.4% | $10,007-75.0% | $11,429-78.1% |