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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,068 | $77,638-88.3% | $156,551-94.2% | $62,881-85.6% |
| Participation rate | 35.1% | 71.2%-36.1pp | 84.0%-48.9pp | 69.3%-34.2pp |
| Annual return | 145.45% | 50.33%+95.1pp | 32.23%+113.2pp | 20.14%+125.3pp |
| Employer contribution / active EE | $502 | $3,444-85.4% | $5,501-90.9% | $2,281-78.0% |
| Participant deferral / active EE | $1,024 | $3,046-66.4% | $4,871-79.0% | $3,203-68.0% |
| Admin fee / account holder | $232 | $5,561-95.8% | $13,028-98.2% | $4,296-94.6% |