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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,155 | $70,684-22.0% | $169,390-67.4% | $75,173-26.6% |
| Participation rate | 48.5% | 64.8%-16.3pp | 77.2%-28.6pp | 67.2%-18.7pp |
| Annual return | 15.18% | 36.38%-21.2pp | 406.07%-390.9pp | 160.72%-145.5pp |
| Employer contribution / active EE | $1,688 | $2,211-23.7% | $4,013-57.9% | $2,671-36.8% |
| Participant deferral / active EE | $5,015 | $4,310+16.4% | $6,222-19.4% | $4,126+21.5% |
| Admin fee / account holder | $8,651 | $5,404+60.1% | $9,015-4.0% | $5,651+53.1% |