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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,322 | $77,817-71.3% | $123,553-81.9% | $64,173-65.2% |
| Participation rate | 44.1% | 74.7%-30.6pp | 82.3%-38.2pp | 69.6%-25.5pp |
| Annual return | -7.99% | 12.49%-20.5pp | 119.21%-127.2pp | 7.63%-15.6pp |
| Employer contribution / active EE | $953 | $3,014-68.4% | $4,628-79.4% | $2,381-60.0% |
| Participant deferral / active EE | $1,495 | $5,240-71.5% | $6,426-76.7% | $3,470-56.9% |
| Admin fee / account holder | $129 | $5,519-97.7% | $9,284-98.6% | $4,887-97.4% |