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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,665 | $106,749-49.7% | $145,433-63.1% | $82,448-34.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 25.69% | 27.59%-1.9pp | 66.58%-40.9pp | 41.64%-15.9pp |
| Employer contribution / active EE | $10,305 | $3,444+199.2% | $4,554+126.2% | $2,551+303.9% |
| Participant deferral / active EE | $6,735 | $6,519+3.3% | $7,897-14.7% | $4,139+62.7% |
| Admin fee / account holder | $6,647 | $8,390-20.8% | $13,129-49.4% | $7,234-8.1% |