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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,912 | $107,368-21.8% | $92,915-9.7% | $152,909-45.1% |
| Participation rate | 80.0% | 79.8%+0.2pp | 76.0%+4.0pp | 82.5%-2.5pp |
| Annual return | 20.35% | 145.64%-125.3pp | 109.45%-89.1pp | 345.46%-325.1pp |
| Employer contribution / active EE | $12,874 | $4,222+204.9% | $3,653+252.4% | $4,764+170.2% |
| Participant deferral / active EE | $7,801 | $4,848+60.9% | $4,238+84.1% | $5,851+33.3% |
| Admin fee / account holder | $1,978 | $7,082-72.1% | $5,796-65.9% | $11,601-82.9% |