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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,165 | $185,312-0.6% | $161,489+14.0% | $154,746+19.0% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 15.68% | 103.84%-88.2pp | 89.72%-74.0pp | 172.34%-156.7pp |
| Employer contribution / active EE | $5,610 | $4,769+17.6% | $4,268+31.4% | $4,379+28.1% |
| Participant deferral / active EE | $5,725 | $6,350-9.8% | $5,630+1.7% | $6,730-14.9% |
| Admin fee / account holder | $1,671 | $18,654-91.0% | $16,006-89.6% | $14,365-88.4% |