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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,228 | $112,121-47.2% | $95,960-38.3% | $158,966-62.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 15.25% | 171.16%-155.9pp | 91.63%-76.4pp | 302.95%-287.7pp |
| Employer contribution / active EE | $8,241 | $3,199+157.6% | $2,541+224.3% | $4,762+73.0% |
| Participant deferral / active EE | $8,106 | $4,784+69.4% | $4,167+94.5% | $5,983+35.5% |
| Admin fee / account holder | $159,201 | $10,135+1470.8% | $6,797+2242.2% | $11,250+1315.1% |