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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,505 | $183,592-26.2% | $155,574-12.9% | $145,877-7.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 16.52% | 61.37%-44.9pp | 64.87%-48.4pp | 551.28%-534.8pp |
| Employer contribution / active EE | $14,186 | $5,317+166.8% | $4,676+203.4% | $4,663+204.2% |
| Participant deferral / active EE | $7,656 | $6,466+18.4% | $5,629+36.0% | $6,691+14.4% |
| Admin fee / account holder | $787 | $19,316-95.9% | $15,914-95.1% | $13,402-94.1% |