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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,831 | $88,815-51.8% | $81,882-47.7% | $145,897-70.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.83% | 1033.75%-1014.9pp | 779.47%-760.6pp | 552.29%-533.5pp |
| Employer contribution / active EE | $2,154 | $3,086-30.2% | $2,916-26.1% | $4,663-53.8% |
| Participant deferral / active EE | $6,210 | $4,647+33.6% | $4,323+43.6% | $6,689-7.2% |
| Admin fee / account holder | $10,934 | $8,434+29.6% | $7,360+48.6% | $13,390-18.3% |