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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,059 | $148,629-88.5% | $135,982-87.5% | $139,487-87.8% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 19.59% | 79.33%-59.7pp | 68.32%-48.7pp | 373.84%-354.2pp |
| Employer contribution / active EE | $1,592 | $5,247-69.7% | $4,859-67.2% | $4,755-66.5% |
| Participant deferral / active EE | $6,720 | $8,102-17.1% | $7,760-13.4% | $6,713+0.1% |
| Admin fee / account holder | $382 | $12,406-96.9% | $10,767-96.5% | $11,407-96.7% |