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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,128 | $93,598-66.7% | $135,974-77.1% | $75,173-58.6% |
| Participation rate | 49.2% | 75.2%-26.0pp | 81.9%-32.7pp | 67.2%-18.0pp |
| Annual return | 17.71% | 30.89%-13.2pp | 68.30%-50.6pp | 160.72%-143.0pp |
| Employer contribution / active EE | $1,310 | $3,538-63.0% | $4,859-73.0% | $2,671-51.0% |
| Participant deferral / active EE | $3,120 | $6,405-51.3% | $7,760-59.8% | $4,126-24.4% |
| Admin fee / account holder | $939 | $6,978-86.5% | $10,767-91.3% | $5,651-83.4% |