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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,415 | $102,382-63.5% | $147,005-74.5% | $80,874-53.7% |
| Participation rate | 45.9% | 75.8%-29.9pp | 82.2%-36.3pp | 67.6%-21.7pp |
| Annual return | 13.55% | 134.89%-121.3pp | 418.76%-405.2pp | 35.62%-22.1pp |
| Employer contribution / active EE | $1,452 | $3,715-60.9% | $4,934-70.6% | $2,756-47.3% |
| Participant deferral / active EE | $3,568 | $6,646-46.3% | $8,070-55.8% | $4,297-17.0% |
| Admin fee / account holder | $7,705 | $7,942-3.0% | $13,006-40.8% | $6,935+11.1% |