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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,736 | $176,105+14.6% | $159,474+26.5% | $167,536+20.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.42% | 331.91%-323.5pp | 263.68%-255.3pp | 478.82%-470.4pp |
| Employer contribution / active EE | $24,158 | $5,299+355.9% | $4,831+400.1% | $4,839+399.2% |
| Participant deferral / active EE | $22,746 | $7,751+193.4% | $7,353+209.3% | $6,342+258.6% |
| Admin fee / account holder | $2,896 | $12,559-76.9% | $10,802-73.2% | $12,315-76.5% |