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| Provider | Service type | Compensation |
|---|---|---|
HAYS FINANCIAL GROUP2 years Filed as: HAYS GROUP INC DBA HAYS COMPANIES Service code 27 80TH S 8TH ST STE 700 · MINNEAPOLIS, MN 55402 | Advisory (Plan) | $19,545 |
TSC 401K2 years Service code 13 7365 KIRKWOOD CT N STE 200 · MAPLE GROVE, MN 55369 | Contract Administrator | $13,700 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $11,036 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,320 |
ASCENSUS LLC4 years Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $0 |
HAYS FINANCIAL GROUP2 years Filed as: HAYS FINANCIAL GROUP LLC Service code 27 · EIN 41-1931920 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,528 | $81,446-40.4% | $103,374-53.1% | $80,874-40.0% |
| Participation rate | 76.3% | 66.9%+9.4pp | 74.5%+1.8pp | 67.6%+8.6pp |
| Annual return | 10.10% | 25.57%-15.5pp | 24.89%-14.8pp | 35.62%-25.5pp |
| Employer contribution / active EE | $4,767 | $3,107+53.4% | $3,869+23.2% | $2,756+73.0% |
| Participant deferral / active EE | $11,449 | $3,870+195.8% | $5,058+126.4% | $4,297+166.5% |
| Admin fee / account holder | $438 | $6,715-93.5% | $8,394-94.8% | $6,935-93.7% |