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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,647 | $148,623-77.4% | $135,974-75.3% | $139,466-75.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 29.24% | 79.30%-50.1pp | 68.30%-39.1pp | 373.66%-344.4pp |
| Employer contribution / active EE | $11,818 | $5,246+125.3% | $4,859+143.2% | $4,754+148.6% |
| Participant deferral / active EE | $3,128 | $8,103-61.4% | $7,760-59.7% | $6,712-53.4% |
| Admin fee / account holder | $2,591 | $12,406-79.1% | $10,767-75.9% | $11,409-77.3% |