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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,206 | $166,268-58.4% | $165,100-58.1% | $145,897-52.6% |
| Participation rate | 57.9% | 82.0%-24.1pp | 78.6%-20.7pp | 80.3%-22.4pp |
| Annual return | 13.35% | 100.52%-87.2pp | 70.21%-56.9pp | 552.29%-538.9pp |
| Employer contribution / active EE | $3,953 | $5,284-25.2% | $4,348-9.1% | $4,663-15.2% |
| Participant deferral / active EE | $4,049 | $6,964-41.9% | $6,035-32.9% | $6,689-39.5% |
| Admin fee / account holder | $857 | $16,659-94.9% | $12,696-93.2% | $13,390-93.6% |