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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,041 | $75,183-64.0% | $123,894-78.2% | $55,167-51.0% |
| Participation rate | 71.6% | 72.8%-1.3pp | 81.4%-9.9pp | 69.0%+2.6pp |
| Annual return | 51.98% | 19.01%+33.0pp | 47.52%+4.5pp | 169.23%-117.2pp |
| Employer contribution / active EE | $5,585 | $2,823+97.8% | $4,617+21.0% | $1,963+184.6% |
| Participant deferral / active EE | $8,794 | $5,084+73.0% | $5,984+46.9% | $3,054+187.9% |
| Admin fee / account holder | $1,753 | $663+164.7% | $8,357-79.0% | $504+248.0% |