Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,957 | $106,524-77.5% | $152,301-84.3% | $87,485-72.6% |
| Participation rate | 47.1% | 75.8%-28.7pp | 82.4%-35.4pp | 68.9%-21.9pp |
| Annual return | 13.47% | 26.89%-13.4pp | 80.50%-67.0pp | 26.06%-12.6pp |
| Employer contribution / active EE | $1,331 | $3,371-60.5% | $4,624-71.2% | $2,596-48.7% |
| Participant deferral / active EE | $2,527 | $6,525-61.3% | $8,004-68.4% | $4,274-40.9% |
| Admin fee / account holder | $5,099 | $8,287-38.5% | $14,398-64.6% | $7,775-34.4% |