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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,051 | $167,353-71.9% | $143,797-67.3% | $134,545-65.0% |
| Participation rate | 40.0% | 84.8%-44.8pp | 80.3%-40.3pp | 81.2%-41.2pp |
| Annual return | -19.03% | 0.48%-19.5pp | -0.04%-19.0pp | 418.37%-437.4pp |
| Employer contribution / active EE | $2,200 | $5,620-60.9% | $4,952-55.6% | $4,742-53.6% |
| Participant deferral / active EE | $8,200 | $6,447+27.2% | $5,638+45.4% | $6,401+28.1% |
| Admin fee / account holder | $2,423 | $18,096-86.6% | $14,679-83.5% | $11,431-78.8% |