Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,436 | $57,073-94.0% | $85,126-96.0% | $80,925-95.8% |
| Participation rate | 56.7% | 56.4%+0.3pp | 67.5%-10.8pp | 67.7%-11.0pp |
| Annual return | 71.73% | 21.69%+50.0pp | 66.63%+5.1pp | 35.65%+36.1pp |
| Employer contribution / active EE | $0 | $1,801-100.0% | $2,731-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $998 | $3,113-67.9% | $4,523-77.9% | $4,299-76.8% |
| Admin fee / account holder | $630 | $4,988-87.4% | $6,160-89.8% | $6,940-90.9% |