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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,141 | $48,053-53.9% | $84,628-73.8% | $72,975-69.7% |
| Participation rate | 37.0% | 57.6%-20.5pp | 68.2%-31.2pp | 69.5%-32.5pp |
| Annual return | 39.06% | 37.39%+1.7pp | 258.80%-219.7pp | 81.01%-42.0pp |
| Employer contribution / active EE | $0 | $1,602-100.0% | $2,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,661 | $2,681-0.7% | $3,900-31.8% | $3,608-26.3% |
| Admin fee / account holder | $0 | $3,395-100.0% | $4,914-100.0% | $5,124-100.0% |