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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $49,568 |
MMA SECURITIES LLC6 years Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $48,951 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,633 | $101,591-22.6% | $147,096-46.5% | $74,429+5.6% |
| Participation rate | 98.8% | 75.5%+23.3pp | 82.2%+16.7pp | 67.2%+31.6pp |
| Annual return | 18.26% | 8746.45%-8728.2pp | 419.75%-401.5pp | 1368.38%-1350.1pp |
| Employer contribution / active EE | $8,097 | $3,813+112.4% | $4,936+64.0% | $2,625+208.5% |
| Participant deferral / active EE | $16,129 | $7,302+120.9% | $8,071+99.8% | $4,348+270.9% |
| Admin fee / account holder | $337 | $1,750-80.7% | $13,005-97.4% | $1,944-82.6% |