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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,271 | $65,428-17.1% | $169,397-68.0% | $71,529-24.1% |
| Participation rate | 44.6% | 66.9%-22.2pp | 77.2%-32.5pp | 67.9%-23.3pp |
| Annual return | 23.17% | 21.35%+1.8pp | 406.23%-383.1pp | 28.97%-5.8pp |
| Employer contribution / active EE | $1,559 | $2,064-24.5% | $4,013-61.2% | $2,590-39.8% |
| Participant deferral / active EE | $3,631 | $4,360-16.7% | $6,223-41.6% | $4,291-15.4% |
| Admin fee / account holder | $10,372 | $1,328+681.1% | $9,017+15.0% | $1,588+552.9% |