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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,736 | $95,415-69.9% | $185,851-84.5% | $85,851-66.5% |
| Participation rate | 71.6% | 68.8%+2.9pp | 81.7%-10.1pp | 69.3%+2.3pp |
| Annual return | 22.13% | 23.59%-1.5pp | 122.11%-100.0pp | 318.63%-296.5pp |
| Employer contribution / active EE | $1,235 | $3,314-62.7% | $5,168-76.1% | $2,565-51.9% |
| Participant deferral / active EE | $2,720 | $3,424-20.6% | $5,569-51.2% | $3,952-31.2% |
| Admin fee / account holder | $743 | $7,215-89.7% | $16,245-95.4% | $6,261-88.1% |