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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,430 | $167,533-25.1% | $151,645-17.3% | $134,545-6.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -26.59% | 7.81%-34.4pp | 3.34%-29.9pp | 418.37%-445.0pp |
| Employer contribution / active EE | $8,547 | $6,828+25.2% | $6,165+38.6% | $4,742+80.3% |
| Participant deferral / active EE | $11,667 | $8,985+29.8% | $8,363+39.5% | $6,401+82.3% |
| Admin fee / account holder | $303 | $13,781-97.8% | $11,614-97.4% | $11,431-97.4% |