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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,250 | $105,210-15.2% | $159,487-44.0% | $85,851+4.0% |
| Participation rate | 76.7% | 75.8%+0.9pp | 82.8%-6.2pp | 69.3%+7.3pp |
| Annual return | 15.94% | 45.08%-29.1pp | 263.71%-247.8pp | 318.63%-302.7pp |
| Employer contribution / active EE | $3,011 | $3,319-9.3% | $4,831-37.7% | $2,565+17.4% |
| Participant deferral / active EE | $7,078 | $5,946+19.0% | $7,354-3.7% | $3,952+79.1% |
| Admin fee / account holder | $4,774 | $6,934-31.2% | $10,804-55.8% | $6,261-23.7% |