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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,002 | $150,447-90.7% | $136,298-89.7% | $147,586-90.5% |
| Participation rate | 91.7% | 84.4%+7.2pp | 81.9%+9.7pp | 82.8%+8.8pp |
| Annual return | 50.84% | 1049.15%-998.3pp | 5156.27%-5105.4pp | 578.59%-527.8pp |
| Employer contribution / active EE | $3,222 | $5,256-38.7% | $4,696-31.4% | $4,876-33.9% |
| Participant deferral / active EE | $7,849 | $6,631+18.4% | $6,247+25.6% | $5,439+44.3% |
| Admin fee / account holder | $409 | $10,906-96.2% | $9,244-95.6% | $10,886-96.2% |