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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,230 | $157,296-63.6% | $141,191-59.5% | $152,897-62.6% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 26.56% | 64.34%-37.8pp | 71.41%-44.8pp | 345.43%-318.9pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $6,673 | $7,111-6.2% | $6,710-0.6% | $5,851+14.0% |
| Admin fee / account holder | $226 | $12,125-98.1% | $10,264-97.8% | $11,599-98.1% |