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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,205 | $208,088+33.7% | $186,193+49.4% | $154,746+79.8% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.1%-10.4pp | 80.7%-14.0pp |
| Annual return | 21.66% | 89.97%-68.3pp | 78.03%-56.4pp | 172.34%-150.7pp |
| Employer contribution / active EE | $2,773 | $4,340-36.1% | $3,918-29.2% | $4,379-36.7% |
| Participant deferral / active EE | $15,613 | $7,078+120.6% | $6,513+139.7% | $6,730+132.0% |
| Admin fee / account holder | $53 | $11,698-99.5% | $11,058-99.5% | $14,365-99.6% |