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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,205 | $180,749+53.9% | $160,784+73.0% | $137,256+102.7% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 21.66% | 2234.46%-2212.8pp | 1803.92%-1782.3pp | 220.34%-198.7pp |
| Employer contribution / active EE | $2,773 | $4,155-33.3% | $3,733-25.7% | $4,156-33.3% |
| Participant deferral / active EE | $15,613 | $6,844+128.1% | $6,293+148.1% | $6,407+143.7% |
| Admin fee / account holder | $53 | $10,397-99.5% | $9,717-99.5% | $12,270-99.6% |