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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,113 | $154,209-68.2% | $130,062-62.2% | $139,487-64.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.57% | 32.52%-16.0pp | -137.37%+153.9pp | 373.84%-357.3pp |
| Employer contribution / active EE | $1,370 | $5,292-74.1% | $4,322-68.3% | $4,755-71.2% |
| Participant deferral / active EE | $10,900 | $6,709+62.5% | $5,821+87.3% | $6,713+62.4% |
| Admin fee / account holder | $371 | $13,988-97.4% | $10,601-96.5% | $11,407-96.8% |