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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,860 | $111,814-40.2% | $103,374-35.3% | $145,959-54.2% |
| Participation rate | 61.5% | 77.9%-16.4pp | 74.5%-13.0pp | 80.3%-18.7pp |
| Annual return | 9.40% | 24.77%-15.4pp | 24.89%-15.5pp | 561.95%-552.6pp |
| Employer contribution / active EE | $2,390 | $4,214-43.3% | $3,869-38.2% | $4,661-48.7% |
| Participant deferral / active EE | $8,612 | $5,618+53.3% | $5,058+70.3% | $6,689+28.8% |
| Admin fee / account holder | $2 | $9,754-100.0% | $8,394-100.0% | $13,398-100.0% |