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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,860 | $110,337-39.4% | $102,383-34.7% | $145,877-54.2% |
| Participation rate | 61.5% | 77.9%-16.4pp | 74.5%-13.0pp | 80.3%-18.8pp |
| Annual return | 9.40% | 24.83%-15.4pp | 24.94%-15.5pp | 551.28%-541.9pp |
| Employer contribution / active EE | $2,390 | $4,216-43.3% | $3,870-38.2% | $4,663-48.7% |
| Participant deferral / active EE | $8,612 | $5,621+53.2% | $5,060+70.2% | $6,691+28.7% |
| Admin fee / account holder | $2 | $9,750-100.0% | $8,391-100.0% | $13,402-100.0% |