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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,498 | $138,102-73.6% | $125,381-70.9% | $134,532-72.9% |
| Participation rate | 93.8% | 84.5%+9.3pp | 82.4%+11.4pp | 81.2%+12.5pp |
| Annual return | -18.52% | 750.73%-769.2pp | 572.31%-590.8pp | 418.27%-436.8pp |
| Employer contribution / active EE | $9,184 | $5,245+75.1% | $4,815+90.7% | $4,741+93.7% |
| Participant deferral / active EE | $7,051 | $7,801-9.6% | $7,448-5.3% | $6,401+10.2% |
| Admin fee / account holder | $425 | $11,568-96.3% | $10,007-95.8% | $11,429-96.3% |