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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,259 | $181,062-60.1% | $158,223-54.3% | $155,188-53.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 12.19% | 57.39%-45.2pp | 52.09%-39.9pp | 148.84%-136.6pp |
| Employer contribution / active EE | $9,700 | $4,565+112.5% | $4,109+136.1% | $4,248+128.4% |
| Participant deferral / active EE | $4,642 | $6,134-24.3% | $5,467-15.1% | $6,531-28.9% |
| Admin fee / account holder | $11,684 | $18,825-37.9% | $16,047-27.2% | $14,480-19.3% |