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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,615 | $87,132-53.4% | $105,624-61.5% | $80,959-49.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 7.23% | 17.03%-9.8pp | 116.20%-109.0pp | 35.67%-28.4pp |
| Employer contribution / active EE | $5,936 | $2,397+147.7% | $3,168+87.4% | $2,757+115.3% |
| Participant deferral / active EE | $5,119 | $3,985+28.4% | $5,013+2.1% | $4,300+19.0% |
| Admin fee / account holder | $8,910 | $8,449+5.5% | $10,961-18.7% | $6,925+28.7% |