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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,615 | $87,037-53.3% | $106,201-61.8% | $80,874-49.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.6%+32.4pp |
| Annual return | 7.23% | 17.05%-9.8pp | 116.26%-109.0pp | 35.62%-28.4pp |
| Employer contribution / active EE | $5,936 | $2,396+147.8% | $3,170+87.3% | $2,756+115.4% |
| Participant deferral / active EE | $5,119 | $3,986+28.4% | $5,012+2.1% | $4,297+19.1% |
| Admin fee / account holder | $8,910 | $8,434+5.6% | $11,039-19.3% | $6,935+28.5% |