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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,705 | $123,155-93.7% | $108,753-92.9% | $155,188-95.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 17.07% | 44.73%-27.7pp | 37.47%-20.4pp | 148.84%-131.8pp |
| Employer contribution / active EE | $412 | $2,811-85.3% | $2,427-83.0% | $4,248-90.3% |
| Participant deferral / active EE | $1,884 | $4,623-59.3% | $4,115-54.2% | $6,531-71.2% |
| Admin fee / account holder | $1,923 | $12,126-84.1% | $10,320-81.4% | $14,480-86.7% |