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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,832 | $148,629-2.6% | $135,982+6.5% | $139,487+3.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.94% | 79.33%-65.4pp | 68.32%-54.4pp | 373.84%-359.9pp |
| Employer contribution / active EE | $13,116 | $5,247+150.0% | $4,859+169.9% | $4,755+175.9% |
| Participant deferral / active EE | $10,863 | $8,102+34.1% | $7,760+40.0% | $6,713+61.8% |
| Admin fee / account holder | $4,917 | $12,406-60.4% | $10,767-54.3% | $11,407-56.9% |