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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,387 | $87,834-88.2% | $133,975-92.2% | $62,881-83.5% |
| Participation rate | 89.7% | 83.4%+6.3pp | 87.1%+2.6pp | 69.3%+20.4pp |
| Annual return | 18.39% | 12.05%+6.3pp | 29.29%-10.9pp | 20.14%-1.8pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,734 | $4,812+19.2% | $6,282-8.7% | $3,203+79.0% |
| Admin fee / account holder | $3,269 | $5,372-39.2% | $9,324-64.9% | $4,296-23.9% |