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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,097 | $93,598-61.4% | $135,974-73.5% | $75,173-52.0% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 36.90% | 30.89%+6.0pp | 68.30%-31.4pp | 160.72%-123.8pp |
| Employer contribution / active EE | $4,007 | $3,538+13.3% | $4,859-17.5% | $2,671+50.0% |
| Participant deferral / active EE | $7,242 | $6,405+13.1% | $7,760-6.7% | $4,126+75.5% |
| Admin fee / account holder | $2,680 | $6,978-61.6% | $10,767-75.1% | $5,651-52.6% |