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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,980 | $70,486-77.3% | $100,535-84.1% | $79,856-80.0% |
| Participation rate | 85.7% | 73.6%+12.1pp | 79.4%+6.3pp | 69.6%+16.1pp |
| Annual return | 23.71% | 21.90%+1.8pp | 30.90%-7.2pp | 31.71%-8.0pp |
| Employer contribution / active EE | $1,372 | $2,165-36.6% | $3,419-59.9% | $2,471-44.5% |
| Participant deferral / active EE | $6,174 | $5,182+19.2% | $6,271-1.6% | $3,741+65.0% |
| Admin fee / account holder | $1,455 | $4,480-67.5% | $8,085-82.0% | $5,306-72.6% |