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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,984 | $105,145-81.9% | $94,664-79.9% | $139,466-86.4% |
| Participation rate | 93.8% | 82.4%+11.4pp | 80.8%+12.9pp | 80.3%+13.4pp |
| Annual return | 27.36% | 38.09%-10.7pp | 156.84%-129.5pp | 373.66%-346.3pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $10,062 | $7,599+32.4% | $7,417+35.7% | $6,712+49.9% |
| Admin fee / account holder | $2,459 | $8,972-72.6% | $7,222-66.0% | $11,409-78.4% |